American Investment Advisors, Inc. investment strategy focuses on maximizing the portfolio return consistent with a given level of risk through asset allocation utilizing carefully selected exchange traded funds and well managed mutual funds. When selecting your investments, we will help you answer questions including:
- What is my overall asset allocation? Am I diversified enough?
- Do I know my current portfolio’s long-term return and how does that compare to the appropriate benchmark?
- What is my risk tolerance and how much risk am I taking with my current portfolio?
- Am I focusing too much on individual stock picks while sacrificing the overall portfolio return?
- How liquid is my current portfolio in case I need to access cash in an emergency?
- What is the overall expense ratio for the portfolio I am invested in?
- When is it appropriate to use managed funds vs. index funds?
- What percentage of my portfolio should be in domestic vs. foreign equities?
- How much of my portfolio should be in dividend stocks vs. growth stocks?
- How often should I rebalance my portfolio?
- How tax efficient is my taxable brokerage account?
- Should I pay my mortgage before retirement?
- Which retirement plan is best for my small business?